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24-Nov-2017 10:52

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You cannot claim interest paid on any other kind of loan or on a student loan that has been combined with another kind of loan.If you renegotiated your student loan with a bank or financial institution or included it in an arrangement to consolidate your loans, the interest on the new loan does not qualify for this tax credit.Loans for all the things you want in life Every stage of your life is marked by a milestone.

With a plan in place, you’ll help protect your family lifestyle and assets in the event of death, critical illness, disability and involuntary job loss.And their contract only covers loans issued after August 1, 2000.Personal lending products are subject to Royal Bank of Canada's standard credit criteria.If so, dig out your old loan consolidation agreements. If you have a Canada Student Loan dated between August 1, 1995 and August 1, 2000, it's risk-shared.

Provincial student loans between these dates are likely to be risk-shared also, meaning they are held not by government but by the financial institutions that issued them. Most risk-shared Canada student loans loans were provided by one of three banks as part of a past government agreement: CIBC, Scotiabank or Royal Bank. You can also get basic aid program information from them that may help you make decisions about your risk-shared loan.Only you can claim an amount for the interest you, or a person related to you, paid on that loan in 2016 or the preceding five years.

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